The North Carolina Court System Home

 

 

Jury Service

Judicial Directory

Forms

Location & Hours

FAQ’s

Links

 

 

 

 

  Our Courts

 

Cumberland CountyJudicial District 12

 

  Local Rules of Court

  Court Calendars

  Court Programs

   Directory of Court Offices

  Records & Documents

   Court Costs & Payment Info

 

 

 
  

 

 

 

Image Star

 

Image Star

Welcome

 

Civil Division

Image Star

Small Claims Division

 

 

 

About

Image Star

Civil Cases

 

 

 

 

 

[Civil Judgment Calculator]

Calculate the pay-off of a civil judgment

 

Dotted Line

                           “Helping The Courts Serve The People”

                          Linda Priest, Clerk of Court

 

 

Clerk of Superior Court

 

Judgments

A judgment is a final determination by the Court resolving a given case and is entered into public record. In civil matters, judgments are generally in favor of one party and against another, and are usually for a specified dollar amount.

The Clerk of Court files the judgment in the official court records and places the judgment into the official Judgment Books, which are available to the public.  This record includes the losing person's name, the amount and nature of the judgment, and whether the judgment has been paid.  Creditors use these records for credit checks.

Once judgments are granted, interest begins to accrue, and additional court costs may occur. The judgment total is calculated by the Clerk's Office. The Sheriff's Office is in charge of collecting the judgment and distributing it to the plaintiff.

Legal Effect of a Judgment

Judgments are valid for ten (10) years and are generally awarded for a specific sum of money. Before the expiration of this ten (10) year period, an action may be brought on the judgment which has the effect of renewing the judgment for an additional ten (10) years. Judgments act as a lien against any real property owned by the defendant, which means the plaintiff has the legal right to sell that real property at any time and a defendant must pay the judgment against him/her in its entirety prior to selling that real property themselves. Additionally, judgments are usually detected by credit reporting agencies and can severely impact an individual's credit rating.

Legal Effect of failure to Cancel a Judgment

If the defendant pays you for the judgment in full or in part, you must come to the Clerk of Court’s Office/Civil Division and write this payment on the official court record. (Or in lieu thereof, you may submit a written notarized statement to the Clerk’s Office Civil Division). This must be done within 60 days after payment is received by you or the defendant can sue you to make you do this. In such a suit, you may be required o pay the defendant for damages as well as pay the defendant's attorney and court costs.

Judgment Creditor/Debtor, Judgment Collection

The following is a summation of the process that is required for the plaintiff or judgment creditor to pursue the execution of a judgment awarded against a defendant or judgment debtor:

After the Small Claim or District Court case is heard and a judgment is obtained, it is entered in the public record. The plaintiff (judgment creditor) is required to wait 30 days before beginning the collection process on a District Court judgment and 10 days on a Small Claim judgment.

After the waiting period has passed the plaintiff may come to the Clerk of Superior Court's Office Civil Division and pick up a Notice of Rights to Have Exemptions Designated. This information must be read very carefully to ensure that all of the necessary steps are taken to execute judgments.

Forms Available On-Line
Adobe Acrobat Reader required

For Judgments prior to January 1, 2006
AOC-CV-406    and AOC-CV-407

For Judgment after January 1, 2006
AOC-CV-406 and AOC-CV-415

These forms must be officially served either by certified mail or the Sheriff's Office.

SERVICE BY THE SHERIFF’S OFFICE: A fee is required by the Sheriff’s Office for service.  The current fee is $30.00 (subject to change by the Legislature). The Sheriff Office accepts cash, certified check, or money order. The Sheriff's fee applies to the service of the, Writ of Possession, and Writ of Executions. You can contact the Sheriff’s Office at (910) 323-1500 to verify these fees.

When the defendant/debtor is an individual: After the defendant is served they have 20 days to return the document to the Clerk of Superior Court's Office.
When the defendant/debtor is a company: The 20 days is waived and the creditor may collect on the company immediately.

The Clerk thereafter determines which property is exempt and which property can be collected and provides notice to the defendant and plaintiff. When the plaintiff receives exempt property/judgment amount, the execution process begins.

Forms Available On-Line
Adobe Acrobat Reader required

Writ of Execution
AOC-CV-400

 The execution amount is cross referenced with the amount granted by the judge.

Summary Ejectment

The plaintiff must give the defendant 10 days to respond. If the defendant has not responded by the 11th day a Writ of Possession of Real Property can be issued and served on the defendant by the sheriff.

Forms Available On-Line
Adobe Acrobat Reader required

Writ of Possession
 AOC-CV-401

 

After this form is filled out, you must bring it to the Small Claims Division in the Clerk’s office for endorsement. The form must thereafter be taken to the Sheriff’s Office for service. (See SERVICE BY THE SHERIFF’S OFFICE above.)